Credit Card Cash Advances
Is it acceptable to us for an applicant to have any history of taking Cash Advances on Credit Cards?
Credit Referencing Agency Used
Which Credit Referencing Agency do we use?
Credit Scored
Do we Credit Score as opposed to Credit Check when underwriting?
Credit Searched
Do we Credit Check as opposed to Credit Score when underwriting?
Hard Footprint at DIP Stage
Does doing a Decision in Principle with us leave a Hard Footprint on the applicant's credit file?
Rental Payment History Considered
Will we take into consideration the applicant's rental payment history as part of our credit check/scoring process? If so, what is the policy on this?
Soft Footprint at DIP Stage
Does doing a Decision in Principle with us leave a Soft Footprint on the applicant's credit file?
Powered by Knowledge Bank