Agency Workers
Cabin Crew
Will we accept an application from an applicant whose occupation is declared as being either a Flight Attendant or Cabin Crew for an Airline?
Construction Industry Scheme - Treated as Employed
Do we consider a CIS worker to be employed? If so, what is the policy on this?
Employed Applicants - Future Employment
Will we consider, in the assessment of affordability, the fact that an applicant is to start new employment which has been pending or confirmed? If so, what is the policy on this?
Employed Income - Multiple Employments/Paid in Foreign Currencies
Will we accept an application where the income is coming from multiple sources and in different currencies?
Employer's Reference
Do we require a Reference from the applicant's Employer?
Employment - Time in Continuous Employment
How long must an applicant have been in continuous employment (not necessarily same employer) before we will accept an application?
Employment - Time in Current Employment
How long must an applicant have been in their current employment before we will consider an application?
Forces Personnel
Are Forces Personnel an acceptable form of employment and source of income for Affordability Assessment?
Mariners and Ship's Crew
Is income received by Mariners / Seafarers / Ships Crew / Captain an acceptable source of income for the affordability assessment?
Nursing Bank Staff
Is income received by Bank Nurses an acceptable source of income for the assessment of affordability?
Piece Work
Is Piece Work an acceptable source of employment and income for Affordability Assessment?
Price Work
Is Price Work an acceptable form of employment and source of income for Affordability Assessment?
Probationary Period
Will we consider lending to an applicant who is currently in a Probationary Period?
Professional Sports People
Are Professional Sports People an acceptable applicant type and source of income for Affordability Assessment?
Seasonal Employment
Is Seasonal Employment an acceptable source of income for Affordability Assessment?
Specialist Range or Criteria for Professionals
Do we have any specific Range of Products or Criteria regarding Professional Applicants?
Teaching Staff
Do we have specific policy about being able to lend to Teachers? i.e. Probationary Periods, Supply Teachers, Relocating prior to commencement of appointment etc.
Temporary Work
Is Temporary Work or Temporary Employment an acceptable source of employment and income for Affordability Assessment?
Tronc Payments
Are Tronc (tips etc) Payments an acceptable source of income for Affordability Assessment? If so, what is the policy on this?
Working for Family Business
Will we consider an application from a person who is employed by their own Family's Business?
Zero Hours Contracts
Are Zero Hours Contracts an acceptable form of employment and source of income for Affordability Assessment?
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