COVID-19 Criteria Live Feed
Residential: COVID-19 : Temporary Maximum LTV Restrictions
Is the lender applying a temporary maximum LTV restriction during the COVID-19 outbreak? If so, what is the maximum LTV that they will consider?
Yes - accepted
Max 90% LTV. Maximum loan size of £500,000 and Income multiples will be capped at 4.5x sole application and 4x joint application.
6 months ago  19 October 2023
Yes - accepted
Max 85% LTV
one year ago  27 March 2023
Yes - accepted
Max 85% LTV
one year ago  07 March 2023
Yes - accepted
COVID limitations not currently in force.
Current Max 90% LTV
Typical Max 95% LTV
Please see our latest product guides for clarity.
one year ago  10 January 2023
Yes - accepted
West One Loans is not applying a temporary maximum LTV restriction during the COVID-19 outbreak.
one year ago  07 November 2022
Yes - accepted
70%
2 years ago  14 October 2022
Yes - accepted
Max 95% LTV
2 years ago  30 June 2022
Yes - accepted
Max 95% LTV
2 years ago  31 May 2022
Yes - accepted
As the impact of COVID-19 continues to affect us all, we wanted to thank you for your continued support. We remain dedicated to you and your customer and would like to reassure you that it’s business as usual here at Precise Mortgages. Our service remains strong, and we’re here to assist you and your customers as much as possible. Please see our current product guide for the latest borrowing guidance.
2 years ago  24 May 2022
Yes - accepted
Max 95% LTV
2 years ago  31 January 2022
Yes - accepted
Please refer to https://intermediary.tsb.co.uk/criteria/residential-criteria/ltv-lending-limits/
2 years ago  31 December 2021
Yes - accepted
Max 90% LTV
2 years ago  18 December 2021
Yes - accepted
No restrictions - Max 75% LTV as standard
2 years ago  06 December 2021
Yes - accepted
From 9th March we will lend to a maximum of 90% LTV across all new mortgages and further advances
Minimum loan £150,000, Maximum loan £500,000. Purchase only.
Capital Raising - We will allow capital raising remortgages up to a maximum 75% LTV for our current acceptable loan purposes, we will consider 90% for straight lift remortgages or where the applicant are buying out an ex partner or buying the remaining share of the property.

2 years ago  06 December 2021
Yes - accepted
No restrictions we are back to our normal - 75% LTV
2 years ago  06 December 2021
Yes - accepted
85% LTV

We are still accepting 95% LTV Shared Ownership.
2 years ago  06 December 2021
Yes - accepted
Max 95%
2 years ago  06 December 2021
Yes - accepted
No - maximum LTV is as as launched 90%
2 years ago  06 December 2021
Yes - accepted
90%
2 years ago  06 December 2021
Yes - accepted
Max 95% LTV - No current Restrictions on LTV
2 years ago  06 December 2021
Yes - accepted
Max 75% LTV
2 years ago  06 December 2021
Yes - accepted
Max 90% LTV up to £750,000 for purchase and remortgage.
3 years ago  01 October 2021
Yes - accepted
Max 90% LTV
3 years ago  27 September 2021
Yes - accepted
Max 95% LTV for Purchase only
3 years ago  08 September 2021
Yes - accepted
Max 95% LTV
3 years ago  28 July 2021
Yes - accepted
Max 95% LTV
3 years ago  23 July 2021
Yes - accepted
From the 18th March we have returned to 95% Lending
Minimum Loan £150,000
Maximum Loan £500,000
Purchase only
Capital Raising - We will allow capital raising remortgages up to a maximum 85% LTV for our current acceptable loan purposes (we will consider up to 90% for final staircasing, buying out ex partners)
Debt consolidation only available to 75% LTV
3 years ago  20 July 2021
Yes - accepted
Max 80% LTV
3 years ago  15 July 2021
Yes - accepted
Max 95% LTV
3 years ago  16 June 2021
Yes - accepted
Max 90% LTV
3 years ago  09 June 2021
Yes - accepted
Max 95% LTV
3 years ago  07 June 2021
Yes - accepted
Max 85% LTV
3 years ago  07 June 2021
Yes - accepted
Max 95% LTV
3 years ago  19 May 2021
Yes - accepted
Max 95% LTV
3 years ago  19 May 2021
Yes - accepted
Max 95% LTV
3 years ago  19 May 2021
Yes - accepted
Max 95% LTV
3 years ago  19 May 2021
Yes - accepted
Max 95% LTV

3 years ago  12 May 2021
Yes - accepted
Max 90% LTV
3 years ago  12 May 2021
Yes - accepted
Max 95% LTV
3 years ago  10 May 2021
Yes - accepted
90% is our current maximum LTV but this is not a COVID 19 specific measure.
3 years ago  10 May 2021
Yes - accepted
Max 95% LTV
3 years ago  10 May 2021
Yes - accepted
Max 90% LTV
3 years ago  10 May 2021
Yes - accepted
Max 85% Residential Max 60% Older Borrower Max 55% RIO Max 80% Expat Residential Max 65% Expat BTL
3 years ago  26 April 2021
Yes - accepted
Max 95% LTV
3 years ago  15 April 2021
Yes - accepted
Max 95% LTV pre-owned houses and 80% flats.
New build houses 90% and flats 80% LTV.
3 years ago  14 April 2021
Yes - accepted
Max 95% LTV
3 years ago  14 April 2021
Yes - accepted
Max 95% LTV
3 years ago  06 April 2021
Yes - accepted
Max 90% LTV
3 years ago  29 March 2021
Yes - accepted
Maximum 70% LTV on all regulated products. Refer to specific product plans for details
3 years ago  11 January 2021
Yes - accepted
Please refer to the latest rate sheet for product availability as this is being reviewed regularly.
Current maximum LTV: Max 90% LTV or 100% purchase if Family Springboard)
Existing customer Rate switch: No maximum
3 years ago  11 January 2021
Yes - accepted
Max 90% LTV
3 years ago  12 December 2020
Yes - accepted
Max 85% LTV
3 years ago  15 November 2020
Yes - accepted
Max 85% LTV
4 years ago  24 July 2020
Yes - accepted
Max 95% FTV
4 years ago  12 July 2020
Yes - accepted
Max 80% LTV
4 years ago  19 June 2020
Yes - accepted
The Melton have temporarily reduced their maximum LTV to 80%
4 years ago  16 June 2020
Yes - accepted
Max 60% LTV
4 years ago  10 June 2020
Yes - accepted
Max LTV is 70% as standard.
4 years ago  08 June 2020
Yes - accepted
Max 60% LTV
4 years ago  16 May 2020
Yes - accepted
Penrith Building Society will now only accept intermediary applications up to 70% (with the exception of Shared Ownership which is able up to 80%)
4 years ago  20 April 2020
Yes - accepted
80% Max LTV for purchase and remortgage applications
4 years ago  13 April 2020
Yes - accepted
Temporarily capped max LTV to 65% against residential, for first and second charges.
4 years ago  06 April 2020
Yes - accepted
The Society has announced that all fixed rate and variable mortgages above 70% loan-to-value (LTV) have been temporarily withdrawn from sale.
4 years ago  31 March 2020
Yes - accepted
Principality have temporarily restricted their max LTV to 80%
4 years ago  27 March 2020
Yes - accepted
Octane Capital have temporarily reduced their maximum LTV to 65%
4 years ago  27 March 2020
Yes - accepted
Family Building Society have temporarily reduced their maximum LTV to 60%
4 years ago  27 March 2020
Please Refer to Lender
Refer
one year ago  17 January 2023
Please Refer to Lender
Refer
one year ago  17 January 2023
No - not accepted
Not Applicable.
yesterday  22 April 2024
No - not accepted
Covid-19 impact:
Please provide full details of any outstanding Bounce Back Loan (BBL) or Coronavirus Business Interruption Loan (CBIL) including the amount taken and the monthly payment.
14 days ago  10 April 2024
No - not accepted
No longer applicable.
22 days ago  02 April 2024
No - not accepted
No
28 days ago  27 March 2024
No - not accepted
N/A
30 days ago  25 March 2024
No - not accepted
We have no temporary LTV restrictions
9 months ago  31 July 2023
No - not accepted
N/a
10 months ago  11 July 2023
No - not accepted
No longer applicable
10 months ago  27 June 2023
No - not accepted
N/A
12 months ago  04 May 2023
No - not accepted
This is no longer applicable
one year ago  14 April 2023
No - not accepted
No longer applicable.
one year ago  31 March 2023
No - not accepted
N/A
one year ago  31 March 2023
No - not accepted
No
one year ago  19 January 2023
No - not accepted
No longer apply
one year ago  05 January 2023
No - not accepted
No
one year ago  08 November 2022
No - not accepted
No Temporary Covid-19 LTV restrictions
2 years ago  29 July 2022
No - not accepted
No restrictions, inline with product offering
2 years ago  20 April 2022
No - not accepted
No.
2 years ago  11 March 2022
No - not accepted
No
2 years ago  23 February 2022
No - not accepted
N/A
2 years ago  24 January 2022
No - not accepted
No temporary measures.
2 years ago  14 January 2022
No - not accepted
Refer to product availability
3 years ago  17 September 2021
No - not accepted
No.
3 years ago  25 August 2021
No - not accepted
N/A
3 years ago  01 April 2021
No - not accepted
Same LTV bandings
3 years ago  27 October 2020
No - not accepted
No
4 years ago  05 August 2020