COVID-19 Criteria Live Feed
Buy To Let: COVID-19 : Temporary Maximum LTV Restrictions
Is the lender applying a temporary maximum LTV restriction during the COVID-19 outbreak? If so, what is the maximum LTV that they will consider?
Yes - accepted
Max 80% FTV to £2m Finance (max 75% FTV for any HMOs/MUFBs) - lower rental rates available for A or B EPC rated properties
75% FTV £3m
70% FTV £5m
18 days ago  02 April 2024
Yes - accepted
Max 75% LTV
2 months ago  05 February 2024
Yes - accepted
Max 75% LTV
3 months ago  09 January 2024
Yes - accepted
Max 85% LTV; subject to product availability
4 months ago  04 January 2024
Yes - accepted
Back to 75% now
7 months ago  11 September 2023
Yes - accepted
Max 80% LTV for both purchase and re-mortgage loans up to £500k
10 months ago  28 June 2023
Yes - accepted
60% Max LTV
2 years ago  18 August 2022
Yes - accepted
Max 70% LTV for Repayment and 60% LTV for Interest Only
2 years ago  20 June 2022
Yes - accepted
Max 75% LTV
2 years ago  09 June 2022
Yes - accepted
80%, however this is not a COVID 19 specific measure.
2 years ago  02 March 2022
Yes - accepted
CHL will lend up to 80% LTV - subject to overall case assessment - refer to lender
2 years ago  24 February 2022
Yes - accepted
Max 75% LTV
2 years ago  30 December 2021
Yes - accepted
80% repayment and 75% Interest Only
2 years ago  30 December 2021
Yes - accepted
Purchase 75% LTV, Remortgage 70% LTV
2 years ago  30 December 2021
Yes - accepted
75%
2 years ago  30 December 2021
Yes - accepted
We continue to lend up to 75% LTV on BTL applications
2 years ago  30 December 2021
Yes - accepted
75% LTV

We are still accepting 95% LTV Shared Ownership.
2 years ago  30 December 2021
Yes - accepted
Residential max 80% LTV
2 years ago  30 December 2021
Yes - accepted
85% Max LTV (Purchase and remortgage, England, Scotland and Wales)
2 years ago  30 December 2021
Yes - accepted
HOLIDAY LET LENDING - Hodge products no longer have a temporary maximum LTV restriction. The holiday let range has a maximum LTV of either 50, 60% or 75% depending on product chosen.
2 years ago  30 December 2021
Yes - accepted
Max 70% LTV
2 years ago  12 November 2021
Yes - accepted
Max 80% LTV
2 years ago  03 November 2021
Yes - accepted
Max 80% LTV
2 years ago  22 October 2021
Yes - accepted
Max 70% LTV
3 years ago  29 September 2021
Yes - accepted
Max 80% LTV
3 years ago  20 September 2021
Yes - accepted
Max 80% LTV
3 years ago  28 July 2021
Yes - accepted
Max 80% LTV
3 years ago  28 July 2021
Yes - accepted
Max 80% LTV
3 years ago  14 July 2021
Yes - accepted
Max 80% LTV
3 years ago  08 July 2021
Yes - accepted
Max 80% LTV
3 years ago  07 June 2021
Yes - accepted
LendInvest have temporarily reduced their maximum LTV to 80%
3 years ago  07 March 2021
Yes - accepted
75% Max LTV - 80% LTV product range has been temporarily removed. Capital raising on a BTL property can only be for home improvements & debt consolidation
3 years ago  15 November 2020
Yes - accepted
Max 70% LTV
4 years ago  04 September 2020
Yes - accepted
With immediate effect, all products will be capped at 75% LTV.
4 years ago  26 August 2020
Yes - accepted
Max 75% LTV
4 years ago  03 June 2020
Yes - accepted
Max 75% LTV
4 years ago  30 May 2020
Yes - accepted
Max 80% LTV
4 years ago  29 May 2020
Yes - accepted
Max 60% LTV
4 years ago  19 May 2020
Yes - accepted
Max 75% LTV
4 years ago  19 May 2020
Yes - accepted
Max 75% LTV
4 years ago  16 May 2020
Yes - accepted
75% Max LTV
4 years ago  27 April 2020
Yes - accepted
No changes to our Max LTV. We continue to offer mortgages up to 75% LTV
4 years ago  20 April 2020
Yes - accepted
60% LTV up to £500,000 and 50% up to £750,000 (£1million inside Greater London area)
4 years ago  20 April 2020
Yes - accepted
70%
4 years ago  20 April 2020
Yes - accepted
70% Max LTV for purchase and remortgage applications
4 years ago  13 April 2020
Yes - accepted
The Cambridge has capped new business applications to 75 per cent LTV and a maximum loan size of £500,000.
These changes affect purchases, remortgages and further advances but product switches will not be impacted.
4 years ago  09 April 2020
Yes - accepted
We continue to offer up to 75% LTV on BTL applications
4 years ago  08 April 2020
Yes - accepted
75% Max LTV
4 years ago  07 April 2020
Yes - accepted
Leek United have temporarily reduced their maximum LTV to 65%
The maximum loan at this time is also restricted to £500,000
4 years ago  07 April 2020
Yes - accepted
75 % - TMW are temporarily pausing all New Business lending across 80% LTV mortgages
4 years ago  30 March 2020
Yes - accepted
Octane Capital LTD have temporarily reduced their maximum LTV to 65%
4 years ago  27 March 2020
Yes - accepted
75% - TML have temporarily withdrawn all 80% LTV BTL products.
  
Please Refer to Lender
N/A
2 years ago  05 April 2022
No - not accepted
No longer applicable.
18 days ago  02 April 2024
No - not accepted
N/A
26 days ago  25 March 2024
No - not accepted
Not Applicable
3 months ago  12 January 2024
No - not accepted
No longer applicable
6 months ago  26 October 2023
No - not accepted
No
9 months ago  25 July 2023
No - not accepted
N/A
9 months ago  10 July 2023
No - not accepted
Not Applicable
one year ago  24 April 2023
No - not accepted
No temporary maximums have been put in place.
one year ago  28 February 2023
No - not accepted
No
one year ago  21 February 2023
No - not accepted
Not accepted
one year ago  18 January 2023
No - not accepted
Covid max LTV restrictions are being lifted, please see website for current available products. https://www.leedsbuildingsociety.co.uk/intermediaries/forms/
one year ago  04 January 2023
No - not accepted
NA
2 years ago  27 September 2022
No - not accepted
No max LTV due to COVID 19. Please review our latest product guide for Max LTV relating to property types
2 years ago  31 August 2022
No - not accepted
No
2 years ago  25 August 2022
No - not accepted
N/A
2 years ago  17 August 2022
No - not accepted
No current restrictions due to Covid-19
2 years ago  20 June 2022
No - not accepted
Standard policy applies.
2 years ago  20 June 2022
No - not accepted
No restrictions now in place
2 years ago  20 June 2022
No - not accepted
N/a
2 years ago  28 February 2022
No - not accepted
No
2 years ago  17 February 2022
No - not accepted
No
2 years ago  28 January 2022
No - not accepted
NO
2 years ago  19 January 2022
No - not accepted
No
2 years ago  30 December 2021
No - not accepted
No restrictions
2 years ago  11 November 2021
No - not accepted
No.
3 years ago  25 August 2021
No - not accepted
Not on BTL
3 years ago  01 July 2021
No - not accepted
No
3 years ago  07 April 2021
No - not accepted
N/A
3 years ago  01 April 2021
No - not accepted
No
3 years ago  25 March 2021
No - not accepted
Normal LTV bandings applied
3 years ago  27 October 2020
No - not accepted
No
4 years ago  08 April 2020
Information
N/A
one year ago  07 December 2022