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Second Charges
: COVID-19 : Temporary Maximum LTV Restrictions
Is the lender applying a temporary maximum LTV restriction during the COVID-19 outbreak? If so, what is the maximum LTV that they will consider?
Residential
Mortgage Payment Holidays
Capital and Interest to Interest Only
Product Transfer Eligibility
Late Payment Fee
Furloughed Workers
Temporary Maximum LTV Restrictions
Buy to Let
Mortgage Payment Holidays
Capital and Interest to Interest Only
Product Transfer Eligibility
Late Payment Fee
Furloughed Workers
Temporary Maximum LTV Restrictions
Seconds
Temporary Maximum LTV Restrictions
Bridging
Temporary Maximum LTV Restrictions
Yes - accepted
70% LTV
2 years ago
24 January 2022
Yes - accepted
Our maximum LTV is 75% at present
2 years ago
24 January 2022
Yes - accepted
With immediate effect, all products will be capped at 85% LTV.
2 years ago
24 January 2022
Yes - accepted
Maximum LTV during the COVID-19 outbreak is 75%
2 years ago
24 January 2022
Yes - accepted
Temporarily capped max LTV to 65% against residential, for first and second charges.
4 years ago
06 April 2020
No - not accepted
No longer applies
16 days ago
03 April 2024
No - not accepted
N/A
2 months ago
01 March 2024
No - not accepted
No longer applicable
2 years ago
03 October 2022
No - not accepted
No LTV restrictions in place
2 years ago
24 January 2022
No - not accepted
No temporary measures.
2 years ago
14 January 2022
No - not accepted
No.
3 years ago
25 August 2021
No - not accepted
No
3 years ago
12 August 2021
No - not accepted
No
3 years ago
30 April 2021
No - not accepted
No
3 years ago
07 April 2021
Information
Second charge product range not currently available - Please speak to your business development manager for lending options.
2 years ago
02 August 2022