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Call us:
020 4525 7754
020 4525 7754
Have questions?
Email us
Email us
Submit a case
Broker Portal
Broker Portal
Max borrowing amount?
Quick calculator
Quick calculator
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Borrow Back Facility
Do we offer a Borrow Back Facility on any of our mortgage products? If so, which ones?
Do we offer a Borrow Back Facility on any of our mortgage products? If so, which ones?
Buy To Let Equity Release
Will the lender accept an application to release Equity from a Buy to Let property? If so, what is the policy on this?
Will the lender accept an application to release Equity from a Buy to Let property? If so, what is the policy on this?
Capital & Interest Repayment Method
Is a Capital & Interest Repayment Method acceptable to us?
Is a Capital & Interest Repayment Method acceptable to us?
Cash Back as a Percentage of the Loan Amount
Is cash back available as a percentage of the loan amount ?
Is cash back available as a percentage of the loan amount ?
Cash Reserve / Facility for Additional Funds
Do we allow a Cash Reserve or Facility for Additional Funds to be applied for at the same time as the Application for the Main Loan and Initial Drawdown Amount?
Do we allow a Cash Reserve or Facility for Additional Funds to be applied for at the same time as the Application for the Main Loan and Initial Drawdown Amount?
Cashback as a set amount available
Is cashback available as a set amount ? If so, what is the policy on this?
Is cashback available as a set amount ? If so, what is the policy on this?
Downsizing Protection Option
Do we offer a Downsizing Protection Option, whereby the applicant can move house & downsize to clear the mortgage debt? If so, what is the policy on this?
Do we offer a Downsizing Protection Option, whereby the applicant can move house & downsize to clear the mortgage debt? If so, what is the policy on this?
Equity Release Council
Are we a member of the Equity Release Council?
Are we a member of the Equity Release Council?
Equity Release Council Approved
Is the product approved by The Equity Release Council?
Is the product approved by The Equity Release Council?
Equity Release Inheritance Protection Guarantee
Do we offer an Inheritance Protection Guarantee? If so, what is the policy on this?
Do we offer an Inheritance Protection Guarantee? If so, what is the policy on this?
Family Assisted Mortgage
Do we have a specific product/range where family members can assist the applicants in some way to obtain a Mortgage?
Do we have a specific product/range where family members can assist the applicants in some way to obtain a Mortgage?
Fee Free Access to Cash Reserve Facility
Is accessing the cash reserve facility fee free? What is the policy on this?
Is accessing the cash reserve facility fee free? What is the policy on this?
Fixed Interest Rate for the Life of the Mortgage
Do we offer products with Fixed Interest Rate Payments for the duration of the mortgage?
Do we offer products with Fixed Interest Rate Payments for the duration of the mortgage?
Flexible Ad-Hoc Payments - Maximum Number / Value Annually
How may flexible ad-hoc payments can be made per year? What is the policy on this? Can they be made in the first year?
How may flexible ad-hoc payments can be made per year? What is the policy on this? Can they be made in the first year?
Flexible Ad-Hoc payments Frequency
How frequently can flexible ad-hoc payments be made?
How frequently can flexible ad-hoc payments be made?
Flexible Payments / Ad hoc
Can flexible ad-hoc payments be made? If so, what is the policy on this? Are there set percentages?
Can flexible ad-hoc payments be made? If so, what is the policy on this? Are there set percentages?
Foreign Currency Mortgage Lending
Is it acceptable to us for there to be any element of Foreign Currency considered when Lending?
Is it acceptable to us for there to be any element of Foreign Currency considered when Lending?
Free Legals
What is our policy surrounding Free Legals? For example, do we typically offer them? Are there any fees which are considered to be additional costs payable by the applicant?
What is our policy surrounding Free Legals? For example, do we typically offer them? Are there any fees which are considered to be additional costs payable by the applicant?
Green Mortgages
Do you offer any green incentive mortgage products?
Do you offer any green incentive mortgage products?
Guaranteed Cash Reserve Facility
Is the cash reserve facility guaranteed?
Is the cash reserve facility guaranteed?
Home Reversion Plans
Does the lender offer Home Reversion Plans?
Does the lender offer Home Reversion Plans?
Home Reversion Plans - Early Vacancy Guarantee
Do we offer an Early Vacancy Guarantee? If so, what is the policy on this?
Do we offer an Early Vacancy Guarantee? If so, what is the policy on this?
Home Reversion Plans - Escalating Rent Product
Do we offer a product where Rent payments can escalate? If so, what is the policy on this?
Do we offer a product where Rent payments can escalate? If so, what is the policy on this?
Home Reversion Plans - Fixed Rent Products
Do we offer a product where rent payments are guaranteed to remain fixed? If so, what is the policy on this?
Do we offer a product where rent payments are guaranteed to remain fixed? If so, what is the policy on this?
Home Reversion Plans - Rent Cease Option
Do we offer products where the Rent Payment may Cease? If so, what is the policy on this?
Do we offer products where the Rent Payment may Cease? If so, what is the policy on this?
Home Reversion Plans - Rent Reduction Option
Do we offer a product where the rent payment may be reduced? If so, what is the policy on this?
Do we offer a product where the rent payment may be reduced? If so, what is the policy on this?
Home Reversion Plans - Rent Requirements
What is our policy on Rent Payable during the lifetime of the plan? I.e. do we stipulate a Minimum and Maximum Rent Payable under the Home Reversion Plan?
What is our policy on Rent Payable during the lifetime of the plan? I.e. do we stipulate a Minimum and Maximum Rent Payable under the Home Reversion Plan?
Home Reversion Plans - Repurchase / Buy Back at Later Date
Do we offer the option to re-purchase / buy back the property at a later date? If so, what is the policy on this?
Do we offer the option to re-purchase / buy back the property at a later date? If so, what is the policy on this?
Interest Payment Roll Up Option
Can the interest roll-up? If so, what is the policy on this?
Can the interest roll-up? If so, what is the policy on this?
Interest Payments Allowed
Can interest payments be made? If so, what is the policy on this?
Can interest payments be made? If so, what is the policy on this?
Lifetime Mortgages Part Interest Roll up Part Interest Payment
Do we offer a product where the client can elect to roll up some of the interest and pay some of the interest simultaneously? If so, what is the policy on this?
Do we offer a product where the client can elect to roll up some of the interest and pay some of the interest simultaneously? If so, what is the policy on this?
Medically Enhanced Lifetime Mortgage
Do we offer a Medically Enhanced Lifetime Mortgage Product, for example where clients have medical conditions which will shorten their life expectancy, therefore allowing the client to borrow a higher proportion of the property's value? If so, what is the policy on this?
Do we offer a Medically Enhanced Lifetime Mortgage Product, for example where clients have medical conditions which will shorten their life expectancy, therefore allowing the client to borrow a higher proportion of the property's value? If so, what is the policy on this?
Minimum Flexible Ad-Hoc Payments
What is the minimum flexible ad-hoc payment allowed?
What is the minimum flexible ad-hoc payment allowed?
No Negative Equity Guarantee
Do we offer a No Negative Equity Guarantee? If so, what is the policy on this?
Do we offer a No Negative Equity Guarantee? If so, what is the policy on this?
Offset Mortgages
Do we currently offer Offset Products? If so, what is our policy on these?
Do we currently offer Offset Products? If so, what is our policy on these?
Overpayment Facility
Do we offer products with an Overpayment Facility?
Do we offer products with an Overpayment Facility?
Partial Repayments
Can partial repayments be made? If so, what is the policy on this?
Can partial repayments be made? If so, what is the policy on this?
Payment Holidays
Will we typically allow payment holidays to be taken?
Will we typically allow payment holidays to be taken?
Porting
Do we allow mortgages to be Ported?
Do we allow mortgages to be Ported?
Product Split on same Mortgage
Will we consider a product split on the same mortgage?
Will we consider a product split on the same mortgage?
Product Withdrawal Notice Pledge
Do you have a pledge in place with regards to advance notice of product withdrawals? If so, what are the details on this?
Do you have a pledge in place with regards to advance notice of product withdrawals? If so, what are the details on this?
Sharia Law Mortgages
Do we have a specific product/range for Islamic / Sharia Law Mortgage lending?
Do we have a specific product/range for Islamic / Sharia Law Mortgage lending?
Short Term Lending
Is Short Term Lending acceptable to us?
Is Short Term Lending acceptable to us?
Underpayment Facility
Will we typically allow underpayments?
Will we typically allow underpayments?
Variable Interest Rate for the Life of the Mortgage
Do we offer products with Variable Interest Rate Payments for the duration of the mortgage?
Do we offer products with Variable Interest Rate Payments for the duration of the mortgage?
Weekly Mortgage Payments
Will we allow the mortgage to be set up to allow the customer to make weekly payments instead of monthly? If so, how is this arranged and by who?
Will we allow the mortgage to be set up to allow the customer to make weekly payments instead of monthly? If so, how is this arranged and by who?
Withdrawals from Cash Reserve facility
How often can withdrawals be made from a cash reserve facility? What is the policy on this?
How often can withdrawals be made from a cash reserve facility? What is the policy on this?
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